Ramp
Plans
Source: pricing-page · Verified May 3, 2026
Sources
Insights
Computed from plan data, changelog events, and field coverage.
Related Companies
Notes
Corporate finance platform combining corporate cards, expense management, accounts payable, travel booking, treasury, and vendor management with AI-powered automation across free and paid tiers.
Plans
Free ($0/user/mo) — Unlimited corporate cards, card issuing controls, complete expenses via SMS/Slack, custom travel policy, flight/hotel/car booking, auto-receipt collection, automated invoice OCR, configurable AP approval workflows, bill pay (ACH, card, check, wire), Ramp Investment Account (4.03% yield), basic accounting rules, QuickBooks Online and Xero integrations, custom AI reports, vendor tracking, price intelligence.
Plus ($15/user/mo + platform fee based on team size) — Everything in Free plus AI-driven expense reviews and policy insights, auto-lock cards for compliance, 24/7 phone travel support, auto-coded line items, AI-driven AP approval recommendations, batch payments, procurement add-on (advanced intake, AI vendor compliance, PO tracking, three-way match), NetSuite/Sage Intacct integrations, AI coding for every field, multi-entity support, auto tax capture, live reports, budget vs. actuals tracking, custom user roles, audit log. 20% annual discount.
Enterprise (custom, annual) — Everything in Plus plus Workday/Oracle Fusion Cloud integrations, locally funded reimbursements, local currency cards in 30+ countries, dedicated account/CSM, priority 24/7 support, custom implementation, ERP extensions, custom policy/workflow configuration, advanced org/role/entity setup.
Notes
Ramp's free tier is remarkably full-featured -- includes corporate cards, expense management, AP automation, travel booking, treasury, and basic AI reporting at $0. This is a product-led growth play where the free tier builds adoption and the paid tiers monetize AI automation and enterprise complexity. The Plus tier adds a platform fee on top of per-user pricing, creating a hybrid model. AI is positioned as the key differentiator between tiers: "AI-assisted" (Free), "AI-powered" (Plus), "AI-tailored" (Enterprise). Procurement is an add-on to Plus and Enterprise, not standalone.