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Square

https://squareup.com/us/en/pricing
fintech per-transaction AI: bundled

Plans

Source: pricing-page · Verified May 3, 2026

Free
Free
/monthly
Plus
$49
/monthly
per location
Premium
$149
/monthly
per location

Sources

pricing-page https://squareup.com/us/en/pricing accessed May 2, 2026

Insights

Computed from plan data, changelog events, and field coverage.

Entry Price
$0
Lowest published plan price
Top Price
$149
Highest published plan price
Price Range
wide
Spread between entry and top price
AI Investment
moderate
Based on AI features, packaging, and credit mechanics
Pricing Complexity
high
Plan count, add-ons, usage dimensions, credit systems
Transparency
high
Whether prices are publicly visible on pricing page
Pricing Velocity
dormant
Number of changelog events in last 12 months
Price Direction
stable
Direction of recent price changes from changelog
Field Fill Rate
100%
Percentage of schema fields populated

Changelog 2 events

price updated May 5, 2026

Removed Pro custom plan — plans are Free, Plus, Premium only

price increased May 5, 2026

Plus $29→$49/mo (+69%), Premium $79→$149/mo (+89%). Price increase effective Oct 2025.

Before: $29/$79
After: $49/$149

Related Companies

Same model (per-transaction):
Same category (fintech):
Competitors:
Pricing analysis:

Notes

Square is a fintech platform providing payment processing, point-of-sale software, and business management tools for restaurants, retail, beauty, and services businesses. Revenue comes from both software subscriptions and per-transaction processing fees, making it a hybrid pricing model.

Plans

Free ($0/mo) — POS app for any payment type, online ordering profile, basic website, item library, invoicing, booking, checking and savings accounts. Processing fees at standard rates (2.6% + 10c in-person, 2.9% + 30c online).

Plus ($49/mo per location) — Everything in Free plus industry-specific POS features (restaurants, retail, appointments), lower processing fees, loyalty rewards program, unlimited email marketing (500 free texts then 3c/text), staff scheduling and shift management.

Premium ($149/mo per location) — Everything in Plus plus 24/7 priority phone support, advanced reporting, lowest processing fees, 2,500 free texts (then 1.5c/text), no gift card load fees.

Pro (Custom pricing) — For businesses processing over $250K/year. Custom pricing and processing fees, hardware discounts, onboarding/implementation support, technical specialists, account management.

Notes

Square's pricing is unusual: the subscription tiers primarily reduce processing fee rates and unlock software features, but the real revenue engine is per-transaction processing fees. This creates a two-axis monetization model. Square AI is available across plans for marketing, photo studio, and customer engagement. No annual discount on software subscriptions. KDS ($20-30/mo per device) and Kiosk ($30-50/mo per device) are separate add-ons priced per device, with lower rates on higher tiers.

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